Start Your Journey to Financial Freedom

Discover tailored loan solutions to unlock your home's potential with competitive rates and personalized service.

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Why Choose West Capital Lending?

Fast Approvals

Get your loan decision quickly with our streamlined process, so you can move forward with confidence and speed.

Expert Guidance

Work with experienced loan specialists who provide clear answers and support at every step of your financing journey.

Flexible Options

Choose from a wide range of loan products tailored to your needs, whether you’re buying, investing, or refinancing.

Explore Our Loan Offerings

HELOCs for home improvements or major expenses
Real estate investor loans for portfolio growth
Purchase loans for new home buyers
Cash out refinances to access equity
Pre-approvals for confident offers

Find the right loan to achieve your financial goals. Our team will help you compare options and select the best fit for your situation.

A confident middle-aged woman stands in front of a newly renovated suburban home, holding blueprints and smiling. The background features a manicured lawn and a moving truck, suggesting recent purchase or improvement. 1:1 aspect ratio, natural light.

Hear From Our Satisfied Clients

“West Capital Lending made my refinance seamless. Their team explained every step and got me a great rate. I felt supported from start to finish.”

— Michael R., Homeowner

“As an investor, I value speed and clarity. West Capital delivered both, helping me close on my latest property with zero hassle.”

— Priya S., Investor

“I was nervous about buying my first home, but the team’s guidance made it easy. I’m now a proud homeowner thanks to their expertise.”

— Jordan L., First-Time Buyer

Simple Steps to Secure Your Loan

Apply Online

Complete our secure online application in minutes to get started.

Consultation

Speak with a loan expert to review your options and answer questions.

Get Approved

Receive a fast decision and clear next steps for your loan.

Close & Fund

Sign documents and receive your funds to achieve your goals.

Get Started Today

Contact us now for a free consultation and unlock the potential of your home with our expert loan solutions.

First Name

Last Name

Email *

Cell Phone

By checking this box, I consent to receive transactional messages related to my account, orders, or services I have requested from Kara Collacott. These messages may include appointment reminders, order confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply .Reply HELP for help or STOP to opt-out.

By checking this box, I consent to receive marketing and promotional messages, including special offers, discounts, new product updates among others from Kara Collacott. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

Terms & Conditions | Privacy Policy

Frequently Asked Questions

What types of loans do you offer?

We offer HELOCs, investor loans, purchase loans, cash out refinances, and pre-approvals to fit a variety of needs.

How fast can I get approved?

Most applicants receive a decision within 24-48 hours after submitting all required documents.

Do you work with first-time buyers?

Absolutely. We guide first-time buyers through every step, ensuring a smooth and informed experience.

Is there a minimum credit score required?

We work with a range of credit profiles. Contact us to discuss your specific situation and options.

What documents will I need?

Typically, you’ll need proof of income, identification, and property details. Our team will provide a full checklist.

Connect with Us

Reach out to our team for personalized assistance and expert advice on your loan options. We’re here to help you make informed decisions and achieve your financial goals.

Kara Collacott | Branch Manager
[email protected]
949-478-3606
17911 Von Karman Ave Suite 400, Irvine, CA 92614
NMLS 704202
West Capital Lending NMLS 1566096
DRE 02022356

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